The potential influence of generative AI on the financial system, society, and work is polarizing, swinging from the constructive advantages of a technological revolution to doomsday situations. The authors have come to consider this situation as factors on a spectrum and have created a sports activities analogy to assist give it some thought: AI instruments can vary from steroids, to sneakers, to a coach, every representing a unique relationship between human customers and the know-how. Steroids elevate short-term efficiency, however go away you worse off in the long run. AI-powered instruments can as a substitute be used to enhance individuals’s expertise and make them extra productive — very similar to a superb working sneaker. On essentially the most fascinating finish of the spectrum, AI-powered instruments can be utilized like a coach that improves individuals’s personal capabilities. This framework can be utilized to assist conceptualize how we’d craft AI-based instruments that improve slightly than diminish human capabilities.